What is the Insurance Product Director at Clearcover? We are seeking an Insurance Product Management leader to provide countrywide management of our core lines of businesses and advance Clearcover’s growth and profit objectives. In this role, you will be accountable for designing and maintaining personal lines insurance products at a national level. You will also provide guidance and direction to the operational underwriting team related to insurance products and underwriting guidelines. You will collaborate with product and technology teams to develop, implement and monitor insurance products, strategies, and systems that balance and optimize growth, profitability and operating costs. What will you do? The Insurance Product Director is a key member of the Insurance Organization (reporting directly to the Head of Insurance). This role will: Help us build an insurance product organization that is willing to think about operations and output from first principles. Help create insurance product strategy, drive rapid insurance product development and support all state expansion efforts. Be responsible for determining when form coverage, policy related, and other legal customer-facing forms need to be created, amended or withdrawn; determining when form related business processes need to be changed; and managing all aspects of the form revision process. Work closely with internal legal counsel to ensure legal compliance. The ideal candidate should have a strong process driven background, with Subject Matter Expert level legal forms development and underwriting experience. Analyze and monitor insurance product performance to make data-based decisions regarding underwriting, coverage, and pricing to drive continuous improvement. Act as a product line expert and maintain a thorough knowledge of product features and benefits, as well as industry product trends; provide product expertise to various internal areas, including product, engineering, growth, and claims. Monitor compliance issues at the state level and frequently collaborate with internal legal functions on critical audits/exams; with...
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